Please read these terms carefully as they apply to any use of this website.

This website is owned and managed by:

Aval Ltd
Eteläranta 6 A 9 a
Business ID 0733532-1


Aval Wealth Management Ltd
Eteläranta 6 A 8 a
Business ID 2176759-3

(hereinafter together “Aval”).

These terms are applied to all content and usage of this website of Aval, unless specifically stated otherwise.

The Financial Supervisory Authority has granted Aval Wealth Management Ltd an investment service authorization in Finland.

In addition to these terms, certain separate terms such as Aval’s general terms and conditions for services, apply to the usage of services provided by Aval Wealth Management Ltd.In case of any discrepancy between these terms and the terms and conditions for services, the terms and conditions for the services shall prevail.

A user of this website agrees to and commits to abide by these terms and the terms and conditions of the services as well as existing legislation and good practice. In case the user does not wish to accept these terms, the user does not have permission to use this website.

Content and rights of this website


The purpose of this website is to provide information of the services offered by Aval and the contents of this website are produced solely for the purpose of providing information. Aval reserves the right to make changes to the website or prohibit the access to the website at any time without a prior notice.

The user of this website is granted with a restricted access right to the content of this website as specified in these terms. Using this website is permitted only for personal, non-commercial usage. Aval permits partial recording and printing of its website’s content, but only for personal use. The user may not make any changes to the information presented on this website without prior written consent from Aval.

Aval owns the intellectual property rights to all content presented on this website, unless otherwise specifically stated. Access to this website cannot be indirectly or otherwise be interpreted as granting a license permit or right of use for any mark that appears on this website.

Limitation of liability


Aval strives to keep the content of the website updated and correct, but Aval does not grant any direct nor indirect guarantee in terms of the information’s accessibility, accuracy, precision, reliability or content of the information placed on or reachable through its website.

No information accessible through this website may be regarded as an offer or suggestion to perform any decision to purchase or sell or otherwise as an advice in regard to any investment. The investor shall make each investment decision independently and at its own risk. Aval and its group companies do not bear any responsibility for financial loss or direct or indirect damage that may arise from any investment decisions or other decisions based on information presented on this webpage.

Aval does not guarantee the protection of this website. Furthermore, Aval does not guarantee that the content of the website is continuously available and compatible with the equipment used by the user to access the website. The user is independently responsible for the performance of the network connection as well as the security and functionality of the equipment used to access this website.

Aval is not responsible for direct, indirect, immediate or consequential damage which is caused through usage of the website or its content, or due to the website or its content not being available, regardless of whether the damage is based on an agreement, infringement of a right, negligence or some other ground, although Aval would have been forewarned of such damage in advance. Aval’s liability is in all cases restricted to the limits permitted by mandatory legislation.

Data protection


All personal data collected by Aval is subject to Aval’s privacy policy valid at the time. This webpage does not use cookies.

Communication with Aval


The security of e-mails sent over the open data network cannot be guaranteed. Aval is not responsible for damage that may be caused to the sender of a message or a third party, as a consequence of sending the message over the open data network.

Applicable law


These terms are drafted in Finnish and translated into other languages. In case of any discrepancies between the language versions, the Finnish version shall prevail. These terms are construed in accordance with and shall be governed by the laws of Finland.